UAE Central Bank 2026 Rules

Dubai property calculators — know your real numbers before you commit

Monthly payments, DLD fees, down payment rules, and total day-1 cash. Built for expats, residents, and investors.

Enter your property price to get started

AED

See your monthly payment, DLD fees, and total upfront cost instantly. No sign-up.

AED 1.5M → ~AED 6,600/mo

AED 2M → ~AED 8,800/mo

AED 3M → ~AED 13,200/mo

Updated April 2026 UAE Central Bank LTV rules applied Nationals, expats & non-residents covered DLD fees included in every calculation

Calculators

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Dubai Mortgage Calculator

Monthly payments, DLD fees (4%), down payment rules, and total cash needed Day 1. Covers UAE Nationals, expats, and non-residents. Scenario comparison included.

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Age Calculator

Your exact age in years, months, days, hours, and seconds. Birthday countdown, life-in-weeks grid, and fun facts. Works for any date worldwide.

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Rent vs Buy Calculator

True long-term cost of renting vs buying in Dubai over 5, 10, or 20 years.

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Affordability Calculator

How much can you borrow? Based on your income and UAE bank stress-test rules.

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Off-Plan Calculator

Payment plan during construction vs mortgage at handover — cash flow planning.

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Non-Resident Calculator

35%+ down payment, 15-year max term, bank options for overseas investors.

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Refinance Calculator

Compare your current rate vs alternatives. See your savings from switching lender.

How it works

Three steps. No sign-up. Results instantly.

Enter your property details

Purchase price, residency status, down payment, loan term, and interest rate. Takes 30 seconds.

See your full cost breakdown

Monthly payment, total repayment, DLD fee, mortgage registration, and every upfront cost — calculated instantly.

Compare before you commit

Pin and compare multiple scenarios side by side. Know your exact numbers before approaching any bank.

Open the Mortgage Calculator →